The new 2nd Consumer Coupon 2025 is making headlines! 🎉 Compared to the first round, eligibility has been expanded so more households can get support. We’ve got the full breakdown of income requirements, asset rules, and application methods. Let’s dive in and see who qualifies and how you can apply smartly! 💡
Who Can Get It?
The 2nd Consumer Coupon program covers way more people than the first one. About 90% of citizens (everyone except the top 10% in income) are eligible this time.
Income Requirements
Households must earn under 210% of median income. Roughly: - 1-person household → under ₩5.02M - 4-person household → under ₩12.8M (Other sizes have different thresholds)
Asset Rules
On top of income, asset checks also apply: - Annual financial income must be below ₩20M - Total property tax base under ₩1.2B For a 4-person household, max benefit is about ₩400,000.
Detailed Income & Asset Standards
The government plans to give ₩100,000 per person to 90% of households. Unlike the 1st round, the top 10% income group is excluded.
How Income is Checked
Based on health insurance contributions. Example: - 1-person household → under ₩30.4M/year - 4-person household → under ₩97M/year
How Assets are Checked
Property tax base value must be under ₩1.2B. Financial income over ₩20M/year = excluded.
What’s Different from the 1st Coupon?
- 1st coupon: for all citizens - 2nd coupon: excludes top 10% income group - Coverage widened → more households benefit
Expanded Eligibility
- 1st round: under 100% of median income - 2nd round: up to 150% of median income (4-person household → about ₩8.3M/month limit)
Payment Method Change
Instead of per-household lump sum, now per individual. Multi-child families benefit more. Total ~46M people will receive it.
Where Can You Use It?
Use at: - Traditional markets 🛍️ - Local shops & restaurants 🍜 - Private academies & cultural services 🎭 (NOT valid at big malls, department stores, or nightlife businesses)
Validity
Must be used within 3 months of issue date. Apply with credit card → extra chance to win ₩50,000 bonus!
When & How to Apply?
- Application period: Sept 22 – Oct 31, 2025 - Usage deadline: Nov 30, 2025 - Final guidelines announced early September
How to Apply
- Online → Gov.kr or credit card websites - Offline → Local community centers, banks Reservation & day-of-week system will be used to reduce overload
Who Pays for It?
The cost is split 50/50 between central and local governments. But some cities are struggling with budget delays and using emergency funds.
Expected Impact
Benefits: - Eases household expenses 💸 - Boosts local economy 🏪 - Supports domestic demand 📈 (The 1st round injected ₩8.8T into the market!)
Concerns: - Limited usage places - Short validity period - Inflation & weak consumer sentiment
FAQ ❓
Who can get the 2nd Consumer Coupon?
Anyone except the top 10% income group. Households under 210% median income qualify.
What are the income limits?
Example: - 1-person household → under ₩5.02M - 4-person household → under ₩12.8M
Where can I use it?
Local shops, traditional markets, restaurants, academies. Not usable at large malls or nightlife businesses.
When can I apply?
From Sept 22 to Oct 31, 2025. Final details in early September.
What documents do I need?
Online → card info. Offline → ID (resident registration card, etc.).
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